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CFI in Kenya — review, licence and costs
Score (5 of 6 axes scored)
shown, not ranked: no cost
- Reviews25%80
- Safety20%0
- Payouts15%no data
- Track record10%100
- Platforms10%85
Numbered by weight: axis 1 counts for most.
Key facts (5 facts)
- Onboarding entity
- No verified Kenya-local entity; Kenyan clients likely served via offshore/international CFI entity.
- Founded
- 1998
- Retail leverage
- 500 group
- Currencies
- KES local account not verified at review; USD.
- Swap-free account
- yes
"group" marks a figure the broker publishes for the group rather than for this country. It is shown because the broker states it, and it is not ranked, averaged or used to sort.
Licence check
Open an account with CFIThe broker's own website. Not a partner link — we earn nothing from it.
Who actually onboards you
- Entity that onboards Kenya residents
- No verified Kenya-local entity; Kenyan clients likely served via offshore/international CFI entity.
- Local standing
- Not verified as CMA-Kenya regulated; if onboarding Kenyans, done under offshore regulation. Kenya requires CMA licence to market to residents.
- Licence as the register states it
- No CMA Kenya licence for CFI verified on the CMA licensees register at review. Not a locally licensed non-dealing FX broker in Kenya (as of review).
- Leverage for this entity
- Not verified at review (CMA cap is 1:400 for licensed brokers; CFI not confirmed on register).
- The firm behind it
- Credit Financier Invest, founded 1998, Beirut/Dubai; MENA-focused, expanding into Africa (Egypt, South Africa licensed).
- What we hold against it
- Absence from CMA Kenya register means offering to Kenyans may be non-compliant locally; verify before onboarding. Group-level 2022 CySEC €150k AML fine.
Leverage by entity
The licence belongs to the firm; a leverage figure belongs to one entity. Only the entity that onboards Kenyan residents enters the score.
Scale from 1:10 to 1:3000, logarithmic.
Client protection
- Local entity onboards youNot verified as CMA-Kenya regulated; if onboarding Kenyans, done under offshore regulation. Kenya requires CMA licence to market to residents.
- Regulator warning on filenone found
— means the broker does not state it in any source we captured. It is not read as “no protection” and it is not scored.
Accounts
Account types the broker names for this country: Group accounts (zero-commission / raw) presumed, Kenya-specific terms not verified. The figures below are the broker's own and do not differ by account in any source we captured.
Swap-free account terms
Terms read from the account page on 01.10.2026. The cap on open positions is not published.
Payouts(1 method)
| Method | Deposit, h | Withdrawal, h | Fee, USD | Min, USD |
|---|---|---|---|---|
| M-Pesa | 24 | — | 0 | 50 |
Taxes for a Kenyan resident(1 rule)
- Forex/CFD profit treated as ordinary income for most retail traders (not capital gains), added to taxable income, taxed on graduated bands roughly 10% up to a top marginal rate of 35% (as of the review;https://licensees.cma.or.ke
Not tax advice. Check with the Kenya Revenue Authority.
Deposit and withdrawal methods (1 methods · 1 local)
M-Pesa/local methods not verified for CFI at review.
- M-Pesalocal
- Account currency
- KES local account not verified at review; USD.
- Fee declared
- 1 of 1 methods
- Withdrawal back to
- the funding method
Where it does not serve(5 countries)
From the client agreement, clause 2.3. A country missing from a translated page is not read as “served”.
Platforms and markets(4 platforms)
- MT4
- MT5
- cTrader
| Class | Count | Min spread |
|---|---|---|
| MT4 | — | 0.4 |
| MT5 | — | 0.4 |
| cTrader | — | 0.4 |
| All instruments | 15000+ | — |
71 further account types are named by their brokers but publish none of these figures, so they are not in the comparison: Eightcap Standard, Eightcap Raw, Fusion Markets Classic account, Pepperstone Standard, Pepperstone no minimum deposit, Trade Nation Two live tiers - lower-leverage and 65 more.
Identical for every row: Leverage 500 KE.
Reviews(1 platform · 25% of the score)
| Snapshot | Rating | Reviews |
|---|---|---|
| 02.10.2026 | 4.6 | 5, 917 |
Share of reviewers in Kenya: — The platform does not publish it.
Pros and cons(4 for and 5 against, each tied to a figure on this page)
- Withdrawal in 24 h, one of 46 of 55 brokers here that publish a time
- Swap-free account available
- Track record 100 of 100, its strongest of 5 scored axes
- 3 platforms: MT4, MT5, cTrader
- Round-turn cost not priced: the pair of spread and commission is not published
- No Kenya authorisation on file: the entity that onboards you is licensed elsewhere
- A regulator warning is on file against this broker
- Safety 0 of 100, its weakest of 5 scored axes
- Not scored on round-turn cost: the broker publishes no figure we could read
Alternatives in Kenya(6 of 55 scored in Kenya)
- Round turn, USD
- 7KE
- Min deposit, USD
- 50KE
- Leverage
- 500KE
- Rank in this country
- #20
- Round turn, USD
- 3.5KE
- Min deposit, USD
- 30KE
- Leverage
- 3000KE
- Rank in this country
- #29
- Round turn, USD
- 4.5KE
- Min deposit, USD
- 0KE
- Leverage
- 500KE
- Rank in this country
- #7
- Round turn, USD
- 5KE
- Min deposit, USD
- 50KE
- Leverage
- 500KE
- Rank in this country
- #9
- Round turn, USD
- 6KE
- Min deposit, USD
- 0 groupKE
- Leverage
- 500 group
- Rank in this country
- #10
- Round turn, USD
- 8KE
- Min deposit, USD
- 100 groupKE
- Leverage
- 500 group
- Rank in this country
- #1
Methodology(6 axes · formula v1.0)
Score = 2 + 3 × weighted mean of six axes scored 0–100. Range 2.0–5.0. An axis without data drops out and the remaining weights are renormalised; it is never scored zero or estimated. Group-wide figures never enter a Kenya score. Full methodology
| Axis | Weight | What is measured | CFI |
|---|---|---|---|
| Reviews | 25% | Rating, volume and recency on one public review platform | 80 |
| Round-turn cost | 20% | Round turn on 1 lot EURUSD: spread plus commission, against the country median | — |
| Safety | 20% | Local authorisation, the entity that onboards you, any regulator warning | 0 |
| Payouts | 15% | Published withdrawal time, fees and the methods available in the country | 80 |
| Track record | 10% | Years since the firm was founded, from its own filings | 100 |
| Platforms | 10% | Which trading platforms the broker confirms for this country | 85 |
Where CFI sits in the Kenya base(55 brokers)
Round-turn cost, USD (36 of 55 priced)
Median 7 USD · range 3-23 · 19 of 55 brokers do not publish it
Minimum deposit, USD (27 of 55 priced)
Median 25 USD · range 0-2500 · 28 of 55 brokers do not publish it
Retail leverage (29 of 55 with a Kenya figure)
Median 1:500 · range 30-5000 · this broker 1:500 · 26 of 55 brokers do not publish it
Withdrawal time published (55 brokers)
FAQ
- Does CFI accept residents of Kenya?
- No. Not verified as CMA-Kenya regulated; if onboarding Kenyans, done under offshore regulation. Kenya requires CMA licence to market to residents. Onboarding entity: No verified Kenya-local entity; Kenyan clients likely served via offshore/international CFI entity.
- Is CFI licensed to serve clients in Kenya?
- No CMA Kenya licence for CFI verified on the CMA licensees register at review. Not a locally licensed non-dealing FX broker in Kenya (as of review). Checked on 09.07.2026.
- What leverage does CFI offer to retail clients in Kenya?
- Up to 1:500. Start trading now Explore our different accounts Our comprehensive accounts are built to empower traders Most popular Zero Commission Base currencies USD and EUR Instruments 15,000+ Commission $0* EUR
- Which trading platforms does CFI support?
- MT4, MT5, cTrader. Instruments: FX, indices, commodities, shares, ETFs, crypto CFDs (group offering).
- How can I withdraw money from CFI in Kenya?
- M-Pesa/local methods not verified for CFI at review.
- What account types does CFI offer?
- Group accounts (zero-commission / raw) presumed; Kenya-specific terms not verified.
- Does CFI offer a swap-free (Islamic) account?
- Yes. CFI offers a swap-free (Islamic) account to Kenya residents.